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Guide to Housing & Shelter Schemes

The dream of "Housing for All" is supported by various government subsidies like PMAY (Pradhan Mantri Awas Yojana). These schemes provide financial assistance for building new homes or renovating existing ones, particularly in rural and urban-poor areas. Understanding the interest subvention and credit-linked subsidies is key to successfully claiming these benefits.

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Free Education Scheme

📂 Housing & Shelter

Financial Assistance: Special fees and other non-refundable compulsory fees are paid as prescribed by Government and examination fee in full.

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District Central Cooperative Banks and through its Branches: For Professional Loan to Doctors, Engineers and Self Employed Professional

📂 Housing & Shelter

Access to Loan: ₹10,00,000/-. Interest Rate: 13% (subject to change).

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Maternity Benefit for Women Beneficiaries

📂 Housing & Shelter

Financial assistance of ₹6,000/- per pregnancy (up to two times).

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Financial Assistance for Natural Death

📂 Housing & Shelter

Financial assistance of ₹2,00,000/- is provided by the Board to the legal heir of a registered worker who dies due to natural death.

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Skill Development Training Manipur

📂 Housing & Shelter

Financial assistance covering course training fees. The financial assistance for boarding and lodging upto ₹150/- per day. Stipends or compensation for loss of daily wages during the training...

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District Central Cooperative Banks and through its Branches: For Revamped Micro Credit Loan for Women Vendors of Flower, Vegetable, Fruit etc.

📂 Housing & Shelter

Access to Micro-Loan: ₹100/- to ₹5,000/-. Interest Rate: 11% (subject to change).

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Rural Girls’ Incentive Scheme

📂 Housing & Shelter

Financial Assistance: For 3rd to 5th grade: ₹500/- per annum. For 6th grade: ₹1,000/- per annum.

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Primary Cooperative Agriculture and Rural Development Bank: For Handloom and Other Non Farm Sector Activities

📂 Housing & Shelter

Access to Loan: Up to ₹2,00,000/-. Interest Rate: From 11% to 12.5%, (subject to change).

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Primary Cooperative Agriculture and Rural Development Bank: For Animal Husbandry

📂 Housing & Shelter

Access to Loan: For purchasing 2 Buffaloes: ₹20,000/-. For purchasing 21 Goats: 24,500/-. Interest Rate: 14.5% to 16.5% (subject to change).

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Educational Assistance to the Children of the Registered Worker Studying in 11th and 12th Standard

📂 Housing & Shelter

Financial assistance of ₹10,000 per year for children studying in 11th and 12th grades.  Note: Benefit applies to up to two children and the wife of a registered worker.

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Educational Assistance for Degree Course

📂 Housing & Shelter

Financial assistance of ₹20,000/- per year for undergraduate students.

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Educational Assistance to the 10th to 12th Students

📂 Housing & Shelter

Financial assistance of ₹10,000/- for children scoring 50% or more in 10th or 12th standard exams.

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Educational Assistance for Medical and Engineering Courses

📂 Housing & Shelter

Financial Assistance For: Medical Degree: ₹1,00,000/- Engineering Degree: ₹60,000/-

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Primary Cooperative Agriculture and Rural Development Bank: For Plantation (Tea)

📂 Housing & Shelter

Access to Loan: ₹33,000/- per acre. Interest Rate: 11% to 11.5% (subject to change).

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Funeral Assistance Scheme (Madhya Pradesh)

📂 Housing & Shelter

A financial assistance of ₹3,000/- is provided.

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Primary Cooperative Agriculture and Rural Development Bank: For Minor Irrigation

📂 Housing & Shelter

Access to Loan: ₹65,000/- to ₹1,20,000/-. Interest Rate: 11% to 11.75% (subject to change).

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Primary Cooperative Agriculture and Rural Development Bank: For Inland Fishing

📂 Housing & Shelter

Access to Loan: ₹3,30,000/- per hectare. Interest Rate: 11% to 12% (subject to change).

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Primary Cooperative Agriculture and Rural Development Bank: For Tractor Purchase

📂 Housing & Shelter

Access to Loan: Covers up to 90% of the tractor cost. Interest Rate: 11% to 12.25% (subject to change).

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Goat Unit Scheme On Grants And Bank Loans

📂 Housing & Shelter

Financial Assistance: 40% subsidy for General beneficiaries and 60% for SC/ST beneficiaries. Economic Gains: Earn income from the sale of goat milk and meat products.

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State Senior Citizens Home

📂 Housing & Shelter

Safe and secure living space for homeless elderly residents. Recreational and wellness programs to enhance quality of life. Access to essential amenities and supportive care.

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