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Guide to Housing & Shelter Schemes

The dream of "Housing for All" is supported by various government subsidies like PMAY (Pradhan Mantri Awas Yojana). These schemes provide financial assistance for building new homes or renovating existing ones, particularly in rural and urban-poor areas. Understanding the interest subvention and credit-linked subsidies is key to successfully claiming these benefits.

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The West Bengal Incentive Scheme: Reimbursement of Stamp Duty and Registration Fee

📂 Housing & Shelter

Group A and B: 50%, Group C and D: 60%, Special Areas: 70%.

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Banglashree for Micro, Small and Medium Enterprises: Subsidy for Patent Registration (PRS)

📂 Housing & Shelter

Pattern Of Assistance: An eligible micro, small or medium enterprise for its approved project will be entitled to a reimbursement of 50% of expenditure incurred by it for obtaining Patent...

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Banglashree for Micro, Small and Medium Enterprises: Subsidy for State Goods and Services Tax (SGST)

📂 Housing & Shelter

Pattern Of Assistance: An eligible micro, small and medium enterprise for its approved project will be entitled to refund net SGST paid for 8 years from the date of commencement of commercial...

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West Bengal Artisans Financial Benefit Scheme: Support for Digital Marketing

📂 Housing & Shelter

Individual Artist: ₹2000/-. Industrial Cooperative Society: ₹10,000/-.

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West Bengal Textile Incentive Scheme: Waiver of Electricity Duty

📂 Housing & Shelter

100% waiver of electricity duty for 5 years from the date of commencement of production subject to a maximum of ₹1,00,00,000/- per year.

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West Bengal Textile Incentive Scheme: State Capital Investment Subsidy

📂 Housing & Shelter

An eligible textile sector enterprise in the state will be entitled to State Capital Investment Subsidy for its approved project as follows:  Sl. No. Type of Manufacturing Activities Quantum of...

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Incentive Scheme for MSMEs in Powerloom Sector: Work Force Welfare Assistance

📂 Housing & Shelter

100% reimbursement in first year and 75% in the remaining years. Zone B: 5 years. Zone C: 7 years. Zone D & E: 9 years.

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Maintenance Grant to Institutions and Organizations Engaged in Cultural Activities

📂 Housing & Shelter

Financial assistance gives for maintenance ₹3,000/- and cultural activities ₹5,000/-.

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Old Age Homes - Tamil Nadu

📂 Housing & Shelter

NGO: The State Government is providing ₹5,60,000/- as grant-in-aid per home for a capacity of 40 inmates. The institutions are required to contribute ₹1,12,000/- as their share."  Senior...

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Incentive Scheme for MSMEs in Powerloom Sector: State Capital Investment Subsidy

📂 Housing & Shelter

20% of Fixed Capital Investment on Plant and machinery.

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Investment Promotion Scheme (IPS) for MSME Sector: Assistance To Small And Medium Enterprises (SME) For Raising Of Capital Through SME Exchange

📂 Housing & Shelter

25% of expenditure incurred on raising of fund through SME Exchange, limited to maximum to ₹5,00,000/-.

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Investment Promotion Scheme (IPS) for MSME Sector: Assistance For Quality Certification

📂 Housing & Shelter

50% of fee payable to certification for National/ International Certification. 50% cost of testing equipment and machinery required for that certification up to a maximum amount of ₹10,00,000/-.

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Saraswati Vidya Yojana: Free Distribution of Bicycles

📂 Housing & Shelter

Bicycles will be provided to all the girl students.

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Piggery Farming Scheme (HSFDC)

📂 Housing & Shelter

Project Cost Ceiling: Up to ₹1,50,000 /-. Subsidy: Subsidy @ 50% of the total project cost (Maximum amount of subsidy is ₹10,000/-) Bank Loan: Besides subsidy, the composite loan i.e. subsidy,...

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Jharkhand Krishi Rin Mafi Yojana

📂 Housing & Shelter

Under this scheme, outstanding loan amounts of up to ₹50,000/- in standard crop loan outstanding accounts as of 31st March 2020, will be waived. Note: Repayment of outstanding loan through DBT.

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Medical Assistance and Wage Loss for the Construction Workers

📂 Housing & Shelter

Reimbursement of Medical Expenses: The Board will reimburse the actual medical expenditure incurred by the beneficiary for treatment of injuries caused during the course of employment upon the...

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Education Loan Scheme (NSFDC)

📂 Housing & Shelter

Maximum Loan Limit: Up to ₹30,00,000/- (for studies in India) and upto ₹40,00,000/- (for studies abroad) or 90% of course fee, whichever is less. Rate of Interest: For studies in India: NSFDC...

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Integrated Pest Management Demonstration Cum Training

📂 Housing & Shelter

For Farmer Field Schools: Financial Assistance: Grants of ₹17,000/- is allowed towards Demonstration of 40 Ha. each and Training per Farmers Field School through cluster approach. For Farmers:...

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Generator Subsidy-Tamil Nadu

📂 Housing & Shelter

Quantum of Assistance: 25% subsidy or maximum ₹1,50,000/- on the cost of generator sets (up to 125 KVA capacity).

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Mukhyamantri Yuva Karya Prashikshan Yojana

📂 Housing & Shelter

Stipend: 12th Pass - 6,000/- ITI / Diploma - 8,000/- Degree / Post Graduation - 10,000/-  Note: Stipends are transferred directly to trainees' bank accounts linked with Aadhaar.

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